Credit Karma: FREE Credit Score [no Credit Card required]!

IMPORTANT NOTE: Credit Karma has an A rating with the Better Business Bureau!

You can get a FREE Credit report from Credit Karma which provides FREE credit scores to consumers direct from the credit bureaus. Your scores are retrieved securely with no hidden fees.

Credit Karma, has been seen on MSNBC, Smart Money, The Wall Street Journal, USAToday, CNN, and more! There are no strings attached, no credit cards required and completely secure and FREE!

You can see your open credit card utilization, percent of on-time payments, average age of open credit lines, total accounts, hard credit inquiries, derogatory marks, total debt, debt to income ratio, and much more!

You can compare individual credit report categories to national averages and see how the various items on your credit report affect your credit score. Go here to get started.

It's important to check your credit every 4 months to make sure that their are not any errors in the reporting, if you keep up with checking your credit you can ensure that nothing is negatively impacting your score.